Mortgage FAQ's

Is there an obligation to accept any of the offers?

No, there is no obligation to accept any offer.

From what states can I get a mortgage quote?

We provide mortgage quotes to every state within the United States.  

How do I receive up to three offers?

Your loan request is delivered to a loan officer within seconds after you fill out an application. You will receive a response to your inquiry within 1 business day.

What is an Accredited broker or Lender?

An Accredited broker or lender is licensed to do business in your state and agrees to comply with the state's Department of Real Estate.

Does you charge any up-front fees?

There is never a fee to receive your mortgage quote. We invite you to apply now for free so you can determine which offer will best meet your special needs.

What are your rates?

Mortgage rates fluctuate daily. Rest assured that by filling out our quick application form you will be offered the best mortgege rates for your specific situation. 

How long will it take to close the loan once I accept an offer?

Typically the process may take anywhere from 1-3 weeks, although each offer may vary. The sooner you are able to verify the information that you provided on our website to your loan officer the quicker your loan will be processed. The standard information that is usually required includes: Pay stubs, W2s, tax returns for the last two years (potentially), bank account numbers and details of your long-term debt (credit cards, auto loans, child support, etc.), and home appraisal. If you are self employed you may also be required to provide financial statements for your business.

How does the loan process work?

A qualified loan officer will work with you to determine the best loan and interest rates available to you. You will receive a list of the documentation needed to complete your loan and once this is completed your final loan papers will be signed by you and you will have a date when the loan will be completed.

Will you share or sell my information?

Your privacy is an important concern of ours. Under no circumstances will we sell or share any personal information about you to or with any person or organization unless by law or court order.